Welcome to My Money Credit, one of the leading UK payday loans comparison sites for those looking for a short- term, no-hassle loan. We have brought together all of the options for short-term borrowing into one, easily navigated site. Couple this with an impartial view of the market and My Money Credit can offer customers the most cost effective way of securing a short-term loan that is absolutely right for them.
At My Money Credit, we do not judge. We do not ask confusing or uncomfortable questions. We do not hassle you with telephone calls or sales pitches. We listen and then simply point you in the right direction of a solution that meets your exact needs, often without the need for extensive or intrusive credit checks.
All of this is done in less than 15 minutes and the money can be in your account almost instantly. So for those unexpected bills or for life’s little ups and downs, My Money Credit can help you find your way through.
My Money Credit scours the short-term loan market every day to make sure that we show you only the most competitive and up-to-date loans available, meaning that you have more time to deal with the other things in life that aren’t so easily fixed.
We provide impartial, honest information about a variety of short-term loans from a range of providers including Pay Day Loans, Loans on Benefits, Mobile Text Loans and Logbook Loans, giving you the peace of mind that every option has been included for you to compare fairly.
What’s more, we won’t charge you for this service. My Money Credit is a free and easy to use service that won’t cost you a penny. We take our commission from whoever you choose to supply your short-term loan, meaning that our costs never get passed on to our customers.
We take our service to you very seriously and know that in life, not all eventualities can be predicted or prevented. Sometimes, we all need a helping hand without being judged. The team at My Money Credit are highly trained and experienced operatives who understand this and are there for you.
What You Need To Know About Short-Term Loans
My Money Credit only compare short-term loans, typically those that can help to tide you over until pay day (hence the term Pay Day Loans). They generally come with a higher rate of interest that reflects the quicker turnaround of this type of loan. Terms of settlement usually range from one week to one month, although some lenders may consider a longer period of up to three months in some circumstances.
Short-term loans are not an alternative to longer-term loans or more complex financial arrangements; they are designed simply to plug a gap between now and pay day. As an impartial service, My Money Credit will always provide you with the most comprehensive, up-to-date information so that you can decide which option is most suitable for you.
My Money Credit provides a comprehensive comparison service for a range of loans, the majority of which are unsecured. The exception to this is within the section of Logbook Loans, designed specifically to act as a loan upon a vehicle that you directly own. If you fail to make payments or de-fault on your Logbook loan, as with all secured loans, your vehicle may be at risk of repossession.
At My Money Credit, our goal is to help you to make the right choices about your finances. We will never make the decision for you but we will work tirelessly to make sure that you have all of the information you need to decide which short-term loan is best suited to you. If at any time, you need further information about any of the lenders, please get in touch.